Legal
These terms govern your enrollment in and use of any Mudita Wealth educational program. We ask that you read them with the same care we put into preparing them.
Last updated: 14 April 2025
Welcome to Mudita Wealth. These Terms and Conditions ("Terms") apply to all learners who enroll in programs offered by Mudita Wealth, headquartered at 128 Asoke Montri Road, Khlong Toei Nuea, Watthana, Bangkok 10110, Thailand. By completing an enrollment or making a payment, you confirm that you have read and understood these Terms.
Enrollment in any Mudita Wealth program constitutes your acceptance of these Terms in full. If you do not agree with any part of these Terms, we respectfully ask that you contact us before enrolling so that we may address your questions. We are always happy to take the time needed.
Our programs are designed for adults aged 40 and above who are based in or have a connection to Thailand. By enrolling, you confirm that you meet this description. Mudita Wealth reserves the right to decline or cancel an enrollment where eligibility requirements are not satisfied, with a full refund of any amount paid.
Our courses address financial concepts in a general educational context. They are not a substitute for personalised financial, legal, or tax advice. We encourage you to consult qualified professionals for decisions specific to your circumstances.
Enrollment is confirmed upon receipt of full course payment. We accept the payment methods indicated on our enrollment pages. All prices are quoted in Thai Baht (฿) and include applicable taxes where required by law.
Current course prices are:
Prices are subject to change. The price valid at the time of your enrollment confirmation will apply to your enrollment regardless of subsequent changes.
Course access is granted within two business days of payment confirmation. Access credentials are personal to the enrolled learner and may not be shared with others.
We understand that circumstances change. Our refund approach is as follows:
To request a cancellation, please contact us at [email protected] or by phone at +66 84 593 2176. Refunds, where applicable, are processed within 14 business days.
Mudita Wealth maintains a learning environment that is respectful, calm, and constructive. All enrolled learners are expected to:
Mudita Wealth reserves the right to withdraw access, without refund, in the event of conduct that materially breaches these expectations.
All written materials, audio recordings, video sessions, worksheets, frameworks, and other content provided as part of any Mudita Wealth program are the intellectual property of Mudita Wealth or its licensors. Enrollment grants you a personal, non-transferable licence to use these materials for your own private educational purposes only.
You may not reproduce, redistribute, translate, adapt, or publicly display any program materials, in whole or in part, without prior written consent from Mudita Wealth.
Mudita Wealth provides financial education. Our programs offer frameworks, concepts, and practices drawn from established personal finance literature and our instructors' professional experience. They do not constitute financial advice, investment advice, tax advice, or legal advice.
No outcome — financial or otherwise — is promised or implied by enrollment. The value of applying financial knowledge depends on many individual factors that we cannot assess or control.
Any examples or scenarios used within program materials are illustrative and do not represent actual results or the experience of any specific learner.
To the fullest extent permitted by Thai law, Mudita Wealth's total liability to any learner arising from or related to a program shall not exceed the course fee paid by that learner for the relevant program.
Mudita Wealth is not liable for indirect, incidental, or consequential loss arising from the use of, or inability to use, any program materials or mentor conversations.
The personal information you provide during enrollment and throughout your program is processed in accordance with our Privacy Policy, which forms part of these Terms. We handle your information with care and in compliance with Thailand's Personal Data Protection Act B.E. 2562 (PDPA).
Mudita Wealth may update these Terms from time to time to reflect changes in our programs, applicable law, or best practice. Where a material change is made, enrolled learners will be notified by email at least 14 days before the change takes effect. Your continued enrollment after that date constitutes acceptance of the updated Terms.
The current version of these Terms is always available on our website. Earlier versions may be requested by contacting us directly.
These Terms are governed by the laws of the Kingdom of Thailand. In the event of a dispute, we first invite you to contact us so that we may seek a resolution through open and respectful conversation. Should a formal resolution be necessary, disputes shall be subject to the jurisdiction of the courts of Bangkok, Thailand.
If you have questions about these Terms, or wish to raise a concern, please reach us through any of the following:
We aim to respond to all written enquiries within three business days.