Privacy Policy

1. Introduction

Mudita Wealth Co., Ltd. ("we", "our", "us") is committed to protecting the personal information of those who visit our website and enrol in our programs. This Privacy Policy explains what data we collect, how we use it, and the choices you have regarding your information. By using our website at muditawe.pro, you acknowledge having read this policy.

2. Data We Collect

Information you provide directly

• Name and email address (submitted via contact forms or enrolment)
• Phone number (optional, if provided)
• Any additional information included in enquiry messages
• Payment information (processed via third-party payment providers; we do not store card details)

Information collected automatically

• Browser type, device type, and operating system
• IP address and approximate geographic location
• Pages visited and time spent on site (via analytics tools, subject to cookie consent)
• Referral source (how you arrived at our website)

3. Legal Basis for Processing

We process personal data on the following legal bases under the Thailand Personal Data Protection Act B.E. 2562 (PDPA):

• Consent — for marketing communications and analytics cookies, where you have given explicit consent
• Contract performance — for processing enrolments and providing program access
• Legitimate interests — for responding to enquiries and maintaining website security

4. How We Use Your Data

• To respond to enquiries submitted via our contact form
• To process enrolments and provide access to programs
• To send transactional messages (enrolment confirmation, program access details)
• To analyse website performance and improve our content (analytics, subject to consent)
• To comply with legal obligations where required

We do not use personal data to build advertising profiles, sell data to third parties, or send unsolicited marketing without prior consent.

5. Data Retention

• Contact form submissions: retained for 24 months from the date of last interaction
• Enrolment and program records: retained for 5 years from course completion, as required for accounting purposes
• Analytics data: retained in aggregated, anonymised form in accordance with the analytics provider's standard retention policy

6. Third-Party Services

We use the following third-party services to operate our website and programs:

• Google Analytics — website usage analytics (subject to cookie consent)
• Payment processors — for secure payment handling; these providers operate under their own privacy policies
• Email service providers — for sending transactional emails related to enrolment

We do not share your personal data with any third party for their own marketing purposes.

7. Cookies

Our website uses cookies to enhance your experience and analyse site traffic. Essential cookies are required for the website to function. Optional cookies (analytics, preferences) are only activated with your consent. Please see our Cookie Policy for full details and to manage your preferences.

8. Your Rights

Under the Thailand PDPA, you have the right to:

• Access the personal data we hold about you
• Correct inaccurate or incomplete data
• Request deletion of your data (subject to legal retention requirements)
• Object to processing based on legitimate interests
• Withdraw consent at any time (without affecting processing carried out before withdrawal)
• Lodge a complaint with the Personal Data Protection Committee of Thailand

To exercise any of these rights, contact us at [email protected]. We will respond within 30 days.

9. Third-Party Links

Our website may contain links to external sites. We are not responsible for the privacy practices of those sites and recommend reviewing their policies before providing any personal information.

10. Children's Privacy

Our programs are designed for adults aged 18 and above. We do not knowingly collect personal data from persons under 18. If you believe a minor has submitted information through our site, please contact us immediately.

11. Data Security

We implement appropriate technical and organisational measures to protect your personal data, including encrypted transmission (HTTPS), access controls, and regular security assessments. In the event of a data breach affecting your rights, we will notify you and the relevant authority in accordance with applicable Thai law.

12. Changes to This Policy

We may update this policy from time to time. The "Last Updated" date at the top of this page will reflect any changes. Continued use of the site following an update constitutes acceptance of the revised policy.

13. Contact

For any privacy-related questions or to exercise your rights, please contact:

• Email: [email protected]
• Address: 128 Asoke Montri Road, Khlong Toei Nuea, Watthana, Bangkok 10110, Thailand